body {
	margin-top: 0px;
	margin-bottom: 0px;
	background-image: url(pagebg.jpg);
}
.normaltext {
	font-family: Verdana;
	font-size: 11px;
	font-weight: normal;
}
.smalltext {

	font-family: Verdana;
	font-size: 9px;
	font-weight: normal;
}
.smalltext_white {
	font-family: Verdana;
	font-size: 9px;
	font-weight: normal;
	color: #FFFFFF;
}
.heading {


	font-family: Verdana;
	font-size: 16px;
	font-weight: bold;
}
.heading_sub {

	font-family: Verdana;
	font-size: 14.5px;
	font-weight: bold;
}
a:link {
	color: #243899;
	text-decoration: none;
}
a:visited {

	color: #243899;
	text-decoration: none;
}
a:hover {


	color: #FF0000;
	text-decoration: none;
}